Car Insurance For 17-Year-Olds

Figures from the Association of British Insurers show that every year 50,000 17-year-olds pass their test after less than six months of lessons. This lack of experience is reflected in the price of car insurance for 17-year-olds with typical premiums for 17 to 25-year-olds doubling the national average.

What should 17-year-olds look for from a first policy?

In 2008 several of the UK's leading car insurance companies stopped offering quotes to 17-year-olds altogether due to high accident rates. However, even though the options for young drivers may be more limited than older motorists with more experience, they should still shop around for car insurance and gather as many quotes as they can. There are several specialists in the market that specifically offer quotes to young drivers.

When searching for cheap car insurance think about the value of the car itself. There may be little point in paying for comprehensive cover if the vehicle is cheap to replace or repair. Consequently, new drivers may be better off with third party only or third party fire and theft cover just to give themselves the minimum legal level of coverage.