There are a number of factors to consider which can help reduce the cost of your car insurance. These include:
- Vehicle choice - Buy a conventional vehicle with no modifications as high-performance cars present a greater risk to insurers.
- Increasing security - Park in a garage at night, fit a car alarm and immobiliser. Ask the insurer to recommend products.
- Taking a Pass Plus course - As soon as you complete your test take a Pass Plus course. Bear in mind however, that this will typically cost more than £100 but it could be money well spent if it knocks more than that off the cost of your insurance.
- Adding a parent as a named driver - Most insurers will offer a discount if you have a more experienced driver on your policy. However, don't ask an adult to 'front' a policy for you (put it in their name) as this is illegal.
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