How to cut your business car insurance premium

When looking for cheap business car insurance think about how you will use the car. There is no point in underinsuring yourself - but consider whether you need the vehicle for commercial use, regular business use or occasional business use. Some insurers will let you add car insurance for business use as and when you need it for an additional premium.

Consider agreeing to a feasible mileage limit - if you can prove to an insurer that you only travel limited distances you could slash your premiums.

Think about where you park the car - if you always park in a secured area, perhaps on business grounds, inform your insurer.

In addition follow the standard methods to reduce a car insurance premium such as enhancing the security of your vehicle, agreeing to a higher voluntary excess and driving a car with a smaller engine.